initial disclosure

Initial Disclosure

The Financial Conduct Authority is the independent regulator of financial services. The Financial Conduct Authority require us to provide you with a document called an ‘Initial Disclosure Document’. This document provides information about us, the products we offer, the services we will provide, what we charge for our services, who regulates us, what to do if you have a complaint and details about the Financial Services Compensation Scheme.

We will provide you with either comparable details of firms most appropriate to your lending or purchase requirements or general information relating to finance products. In assessing your requirements, we may seek such information about your personal circumstances and objectives as might be relevant in order to enable us to identify your needs. It is important that you provide us with accurate and relevant information.

As a Financial Conduct Authority regulated credit broker, we can introduce you to a range of lenders who may be able to help you finance your vehicle and provide other products/services. We do not charge fees for our broker related services. We are a commission and fee-based organisation which means that we may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with us. These fees may be variable or pre-set dependent on the product and the volume that we place with the chosen supplier.

Active Fleet Management Ltd is a credit broker and not a funder, authorised and regulated by the Financial Conduct Authority.

Our firm’s reference number is 808890. You can verify this on the Financial Conduct Authority’s Register by visiting the Financial Conduct Authority’s website: http://www.fca.org.uk/register/ or by contacting them on 0300 500 8082.

Other services we offer are not regulated by the Financial Conduct Authority however the Financial Ombudsman Services has now been extended to handle some complaints under the Consumer Credit Act.

Commission Disclosure

The Financial Conduct Authority expects any intermediary to disclose to the customer that a commission will be payable by the owner or creditor to the intermediary, and, if the customer asks, the amount of that commission. The Financial Conduct Authority has made it clear that “commission” means any financial consideration. The amount we receive as commission will affect what you pay for your vehicle. The commission received may or may not be capped in accordance with that finance company’s policy

In-line with new legislation, if you would like Active Fleet Management Ltd to disclose any potential commission please make your request by email myself Paul@activefleetmanagement.co.uk or by telephone: 07815 917357.

I can confirm that I have read through the Initial Disclosure document Supplied

Customer Signature __________________________ Date ________________

Active Fleet Management Ltd Registered office 61 Border Brook Lane, Worsley Manchester M28 1XJ Tel: 07815 917357

Authorised and regulated by the Financial Conduct Authority